A.S. Skorchko Student Mental faculty of Economic science Module of FGAOU in "TNU named after V.I. Charity is a socio-cultural phenomenon that originates from the distant times of the Roman Empire. In Russia, charity was the same and she did not lag behind this actual flow. Among the outstanding patrons and benefactors can be chosen: Roman Corsakov, Golitsyn, Soldatenko, Mamontov, a family of apricot. The Tretyakov Gallery, Moscow Art Theater, Museum of Fine Arts, Moscow Private Opera and many other institutions that have high socio-cultural significance and so far have their efforts. The effect of patients of those times passed and current generations, but the very concept of charity occurs, unfortunately, is less and less. The fact is that our generation is forced to deal with only such activities that will benefit. Due to the fact that the number of resources is limited, competition is growing, it is always necessary to have a reserve financial fund that can help the enterprise remain "directionless." The urgency of this topic is that the state needs to reconsider its policy in relation to charity, namely: to stimulate small business, corporations, various farms, as it will contribute to the rise in the economy to the larger level.
For example, in Western countries, small business is actively supported, as it is that level of the economy and is a base for development. Therefore, the state needs to develop a program of preferences for facilitator enterprises. It is customary to call the philanthropist in a narrow manifestation: support for culture, art, science. But if you look deeper, you can find significant differences. The task of the patron is to help a particular person, but that public role, the cultural heritage that this person will leave. Often the two above concepts are confused with sponsorship, which is fundamentally incorrect. That is, the sponsor receives a specific benefit, in this case, advertising its brand and recognition in the market. Charitable activities over time partially changed their appearance, adjusting to the harsh realities of modernity. Currently, selfless representatives of the Company are engaged in disinterested charity. The rest, participating in such promotions, seek to get the maximum benefit. For example, if during the year an individual received an income of 2 million rubles, of which he spent 200 thousand charity, it is possible to submit a declaration for refund from the budget of 26,000 rubles (13% of 200,000). Tax benefits are granted if the assistance was provided to a charitable organization, NPOs in the field of science, culture, sports (except professional), education, health care, protect human rights, environmental protection or religious organizations.</Funds are required to follow significantly more stringent rules governing their activities, including providing information / reports on the amounts of charitable expenses, and their donors receive less favorable taxation conditions for donations. At the same time, an important difference from the commercial sector is that a charitable organization does not have the extraction of profits as the main goal of its activities and does not distribute the profit between the participants. The specifics of the charitable foundation lies in the specifics of its activities, namely, gratuitous provision of funds for the implementation of a certain project corresponding to its goals. Adalbert Evers and Gin Lewis Laville define the role of the third sector and charitable funds, in particular, in the form of the following scheme, where funds perform in the Rollemi intermediaries between all participants in the economy, but at the same time they form their own niche. Since today the third sector is actively developing, you can find a huge number of various forms of charitable foundations. Fund species1 can be classified according to several main features characterizing individuals of their relationships. State funds today are very rare, since funding for certain programs is carried out at the expense of budget funds. ■ Model "Land https://uggscanadaugg.ca/2021/10/05/modern-technologies-in-sports-and-their-advantages/ https://thekatynews.com/2021/10/12/social-program-for-childrens-health-and-its-features/ as Filant Ropist", in which the state provides financial assistance to a specific project or organization, while usually there is no detailed planning and beneficially not required to provide a financial This program provides for the creation and partial financing of a number of innovative centers. The program is a joint initiative of the Ministry of Transport, Innovation and Technology and Ministries of Economics, family and young people. The program budget for 2008-2019 provides for allocations for these purposes about 1.4 billion. Russia has already made attempts to adopt the successful experience of abroad in the field of innovative centers. An example is the Skolkovo technopark, but, unfortunately, investments and charity invested in this innovation object have not led to visible and significant results for the Russian economy. The state needs to revise not only the tax policy, but also the economic system. The transition from administrative-team to the market system does not allow to develop to fully different innovative clusters. For their normal functioning, a sustainable development of the economy is needed, that is, a full-fledged transition to a market economy. Access mode: URL: http: // PR-NEWS. Ufa Institute (branch) Ra them. G.V. The article studied the current state of the Russian life insurance market and accident insurance market, identified the main problems and the possible prospects for its development were considered. Recently, many publications appeared on the topic of life insurance and its meaning for effective development, both the insurance market and the financial system as a whole. According to many experts and operators of the insurance market, in the field of life insurance there is a revival, further favorable trends are expected. However, the structure of this sphere in the context of insurance species is practically not considered. It is known that the lion's share of life insurance fees falls on the so-called "bank-being". Is it possible to talk about the sustainable market development in such conditions? It is obvious that there is no, since the rate of collecting life insurance premiums will be reduced directly in proportion to the pace of reducing consumer loans issued. The appropriate trend is already planned.
Social programs are an effective mechanism that allows to increase family revenues and overcome poverty threshold. Citizens give a tool for learning, finding a job or opening their business. At the same time, state assistance coverage will continue to grow. The main task of the program is to create an accessible formation of all levels from the initial to professional higher. Attracting funds for the construction and modernization of educational institutions, institutions, scientific laboratories. Modernization of the highest education system, taking into account modern standards. Creating a system of control over the level of education both on the federal and regional level. In order to implement educational programs, GEFs were developed - federal state standards. They should create a single educational system that will ensure an increase in education throughout the country. The authorities of Russia approved some special programs intended for the purchase or construction of residential real estate. Far North or similar territories. To participate in almost any program, citizens appropriate to specific conditions must collect a full package of documents and become a queue for real estate. The assistance is not only in kind, but also in material form, therefore, if a citizen recognized as in need, independently engaged in the construction of the house, then it is made compensation for the cost of the construction of the object.